Banking Accounts for Students

      Almost everyone these days carries a debit card, cash seems to be pretty rare. This means that almost everyone has at least a checking account. Checking accounts require responsibilty, but if you know how you can use banking to your advantage. Most banks currently offer special checking and savings accounts just for students.
      I currently have a Bank of America checking account. I think its super convenient, because these banks are everywhere I even have acess when I go home. Now at Bank of America they offer student checking accounts, as do many other banks. Most student checking accounts offer these convenient services. There is no minimum balance requirement, so you dont have to worry about maintaining a minimum balance which is good when your broke. Many banks also have mobile banking apps now which allow you to check your balance and pay bills from anywhere. At Bank of America to avoid monthly account fees you can sign up to go paperless, which just means you get your statements online which works well for me. Many banks also have text alerts services, which in this generation texting makes everything easier. Bank of America also has some options for cash back if you use your debit card certain places, like red box or dillons.
       Savings accounts also have some student benefits if you find the right kind. Bank of America has a student savings program thats called keep the change. They round up each of your purchases to the next dollar and put that difference in your account, so you can end up making some great money.
      Now I'm not saying that Bank of America is the best, in fact many banks offer student solutions now. Bank of America, U.S. Bank, Schwab, Citizens Bank, Citibank, and many others do also. Most of the benefits are the same for all. Student checking accounts can  help you be more responsible with your money, and can help you manage it. Student banking accounts are a great way to avoid over-drafts in college and ruin your credit history.